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About Our Agency

Russell & Schrader Insurance Agency Inc. is dedicated to insuring what matters most.

Where quality coverage and personalized service are the standard.

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Here at RSI, we’ve dedicated our lives to serving and insuring the people and businesses of Charlotte, MI, and throughout Michigan and Tennessee. We look forward to working with you next!

Who we are and where we’re going.

Russell & Schrader Insurance Agency, also known as RSI, began as two seperate agencies that both opened their doors in 1938. Since then, we’ve merged into a single agency that has doubled our growth over the years due to our dedication to our clients, as well as the built-in automation to make your insurance experience simple.

Meet Our Team
Our Mission

At RSI, we are dedicated to our clients, our community, and to insuring what’s most important in your life.

Independent to better serve you.

We’re an independent insurance agency. That means when you choose us for your insurance coverage, we’ll take care of shopping for policies that fit your needs. And because we work closely with you, we know the importance of what you need to protect and can help you find coverage that works for you, not the other way around. So let us do the hard work so you can sit back, relax, and get the coverage you need.

Why Go Independent?
A History of Two Agencies

Our agency is the product of two agencies coming together to better serve the needs of our clients and community.

About Our Agency - Portrait of a Cheerful Mature Insurance Agent Holding Paperwork and Shaking Hands With a Young Couple As They Sit in Their New Home

Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Agency Partnerships

Award-Winning Agency

Best Practices Agency

IIABA, 2016

Top 10 Automated Agencies

United States, 2002

Most Outstanding Agent

Stephen Shook, Michigan, 2006

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Service With a Local Touch

Stop by our local office in Charlotte, MI, or give us a call to speak with a real person, never an automated response.

Contact Us

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!

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